Buyers

Expert Buyer Program

If you are on the hunt for a home or looking to sell, don’t worry. The market is still strong, interest rates are low and now might be the best time to make your next move! Our team offers home buyers professional representation. We are experts in:

• Local inventory
• What is coming on the market
• What has been pulled off the market
• How to successfully negotiate in a multiple contract environment-Listing agents want to work with our team.
• The best financing alternatives
• Getting the biggest bang for the buck for our clients

We give back up to* one point of the sales price toward buyer closing costs.

*Cash back If we are just writing a contract for the home buyers

Here are three things to make buying a home less stressful: 

1. Find an agent, they can show you all the homes you are interested in.
2. Get pre-approved, not pre-qualified. Pre-approval lets you know how much you can spend and allows you to make an offer as soon as you find a home. 
3. Start house hunting! 

Read all of our Home Buyer Tips to remember as we enter the home buying season.

New Construction Buyers

New home builders are going to do two things. One, they will talk you out of using a realtor and two throw things by you like no appraisal contingencies. When buying a new home, having a realtor by your side is key! Your realtor can help you build an appraisal model, build a pricing model off tax records and secure a local lender/appraiser right away. The last thing you want is an unwelcome surprise the day of settlement that could cost you thousands of dollars.

Watch Now

A Sip of Coffee with Casey, Home Buyer Edition: Why Buy ? Aired January 2020.
Casey Samson, Billy Samson and Mike Filan of First Heritage Mortgage tackle the home buying process. Why do people buy? To hedge against inflation. Don’t think about the bubble from 10 years ago think about a 30 year plan. Why should you buy versus rent, things to consider, securing a home loan and more. Whether you are a first time home buyer, moving up, looking for a forever home, an empty nester or looking to downsize, this is the episode for you.

A Sip of Coffee with Casey, Home Buyer Edition: New Construction. Aired February 2020.
 Why do home buyers need representation when buying a new construction? Casey and Pam discuss the benefits of having representation and the pitfalls that can happen if you are unrepresented. “With a realtor you are more protected and you have someone to draw you back to budget/appraisal.”

Home Buyer Edition: Winning the bid in today’s market. Aired May 2020
In this short video Casey discusses how to win a contract with multiple offers. Casey Samson, CEO of The Casey Casey Samson Team says “Finding the right price to offer in a multiple contract situation is a fine line to walk. Most buyers make a pricing mistake, lose out and then over offer on their next bid.”

Ready to start the home buying process?

Market Update:

Buying a home can sound like something that is out of reach but many don’t know that there are programs available where you can get into a home with little or no money down! Through VHDA (Virginia Housing Development Authority) there are 100% financing programs available and even some 100% programs that have money to cover some or all of your closing costs as well.  Explore your options, take advantage of the tax benefits and all of the wealth building opportunities that being a home owner provides.  Whether you are a First Time Homebuyer looking for a home or a current homeowner looking to move on to their next property our preferred lender Mike Filan at First Heritage Mortgage has virtually every Residential loan program available.  They process, underwrite and close their loans in house so that they can get your financing completed quickly and easily for you with excellent rates and terms.  Please don’t hesitate to reach out with any questions or to run numbers on a property that you may be interested in.  Mike is always happy to help!

Mike Filan, First Heritage Mortgage, Vice President, Senior Loan Officer
NMLS ID #659409
mfilan@fhmtg.com
(703) 899-8720
www.MikeFilanMortgage.com

Bio

My primary goal, as your mortgage adviser, is to make the home buying process as simple and straight forward as possible.  I love what I do and I am passionate about helping my clients with their financing strategy to achieve the “American Dream”.

I welcome the opportunity to serve your needs with quick and accurate real estate financing advice.  With over 18 years’ experience in residential mortgage lending, I pride myself in taking the time to listen and to help my clients make the best decision for themselves and their families.

Read these useful articles from our blog:

Home Buyer Tips

Home Buyer Advice: Mortgage Insurance

“I speak for both my wife and I in saying that we had a phenomenal experience with The Casey Samson Team. Pam and Shayna couldn’t have been more accommodating and helpful. We have very little experience in home buying and they did a great job guiding us, letting us make our own decisions, and not being too suggestive. Once we found our home, the rest of the hectic process went as smooth as possible. The digital signing with dotloop made it very easy to get things done, and Garrett (Cardinal Title Group) did a great job with the closing and wet signatures. We asked many questions throughout the entire process and we got a good and timely answer every time. We would recommend The Casey Samson Team to anyone who is looking to buy a house. Thank you very much to the entire team!” Clients who sold in Fairfax, Virginia and bought in Aldie, Virginia